About Me

I am folk, who make mistakes commonly in the needs.

Behind The Debitcard EMI

Who are we?

We are TheDebitcard EMI.com – India`s top 10 Marketplace for Loans and Credit Cards. Our aim is to make personal finance decisions easy, convenient and transparent for our customers. In less than three years, we have become the largest online platform for lending products (in terms of disbursals as per industry estimates). The Debitcard EMI.com is the only independent online player in the country to disburse loans over Rs 10,000 crore on an annualized basis.

What We Do

The Debitcard EMI is your one-stop destination for all types of loans, cards and investment products in India. We help you compare and choose from various financial products across categories such as personal loans, home loans, credit cards, education loans, car loans, savings accounts, and mutual funds. We work with over 90 partners that include India`s leading banks, NBFCs and mutual fund houses with operations that span over 250 cities across the country and offer more than 200 financial products.

Our intuitive platform compares product offerings on the basis of key criteria such as processing fees, interest rates, tenure and other features that matter the most to you. Apart from providing unbiased comparison insights, we also provide you with best-in-class assistance so that you get the best possible deal with minimum hassles.

In a nutshell, The Debitcard EMI ensures you are provided with the best product through the most convenient and hassle-free processes.

Why choose us?

A Wide Range of Products: The Debitcard EMI is the only online financial marketplace in India that offers a complete spectrum of financial products, ranging from retail lending products, such as credit cards, personal loans, home loans, loans against property, auto loans, etc to investment products like mutual funds, savings account, and fixed deposit. The Debitcard EMI partners with over 150 financial institutions, catering to all segments with varied demographics.

Free Credit Report: The Debitcard EMI is the only financial entity in India that offers a credit report with monthly updates to its users? Absolutely Free. The Debitcard EMI has integrated the free credit check in the product journey, helping customers see all lending products that he is eligible for and his chance of approval against each. This helps a customer choose the right product, basis his profile and credit score.

Unbiased & Customized Advice: The Debitcard EMI offers customized solutions to all lending and investment needs of a customer. Our comparison engine is an intuitive platform that provides unbiased choices to our customers, based on his profile and needs, whether it is for a credit card, a loan or a savings account. After processing the latest financial numbers from virtually all banks and financial organizations, this engine helps users arrive at a smarter decision instantly.

A Seamless Journey: The Debitcard EMI also helps customers make the right choice and assists them throughout the transaction process with the bank. A seamless product journey and assistance over the phone from our sales force make the entire buying process at The Debitcard EMI simple and speedy. The Debitcard EMI is also working with most leading banks and financial institutions in the country to move the credit profile evaluation and the KYC process online. This has reduced the transaction time to a fraction of the original time.

Paperless and Presence-less Processes: The Debitcard EMI is focused on using technology to build presence-less and paperless solutions in the financial services aggregation space. Riding on the Indian Government’s?India Stack? an initiative that aims to digitize customer identification and verification, The Debitcard EMI is developing solutions where processes are completed on its platform without the need for customers to either visit banks or do multiple sheets of paperwork.

Awards and Accolades: In recognition of its stellar performance since inception, The Debitcard EMI was felicitated with the Best Financial Services awarded by Economic Times in 2016. It was also recognized as the Best Emerging Brand by the Indian Brand Convention and the CMO Asia Awards. In 2016, The Debitcard EMI received the ISO 27001:2013 certification for its role in establishing, implementing, maintaining and continuously improving its information security management system.

Not just about loans and investments: At The Debitcard EMI, we help you not just in securing a loan but also in making an informed decision through our Tools and Learn sections. We have a plethora of online tools and calculators that help you in identifying your loan eligibility, EMI amount and even savings possible when transferring a loan. Our online tools and calculators allow you to perform a thorough comparison pertaining to your specific requirements and chosen product.

Our collection of featured articles will help you understand the nuances linked with each personal finance product be it loans, credit cards or investments. You can find useful investment insight and advice, helping you make the right decision with respect to your financial future.

In case you have any queries or need any kind of assistance, please call us or email us at thedebitcardemi@gmail.com. We would be delighted to answer any questions that you may have.

By logging onto The Debitcard EMI, you can save both time and money, while simultaneously getting the latest information on the financial products you seek.

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