The DebitcardEMI intends to provide clear information about banking products and services. The information and data on the Website are generic in nature. Our efforts are to offer accurate and responsible data. We are not responsible for any sort of discrepancies.

There is no purpose of violating any copyright or intellectual copyright issues. All information provided on the portal The DebitcardEMI is subject to the discretion of the same and is likely to change without any notice. Though, any changes in public utility will be communicated immediately in our portal.

We have tried to maintain high standards in quality, clarity, and accuracy of the material posted on the portal. The DebitcardEMI is not legally responsible for the same in any matter whatsoever. Employees, partners, and associated staff of The DebitcardEMI are not accountable for any loss, harm, or damage due to the usage of information from the portal. Customers are advised to use their own discretion in such matters. The information provided on the portal is of financial, insurance, and legal nature. It is a mutual understanding that customers association with the portal will be at the customer’s preference and risk.

Visitors to this Website/portal and every third party is hereby informed that the owners of this Website/portal, are the intermediaries of the banks, financial institutions and mutual funds/AMC’s, whose products are dealt with in this Website/portal. It is made abundantly clear that The DebitcardEMI marketing and Consulting Private Limited, its parent company, its directors, shareholders, officers and employees, and The DebitcardEMI.com are in no way responsible or liable for anyone for his/her investment or credit buy decision(s) (availing any kind of loans or taking credit card through us), and every prospect/loan seeker/ investor/policy-holder shall be solely responsible for the consequences of his/her decision(s).

BEWARE OF FRAUDULENT PHONE CALLS AND E-MAILS. The DebitcardEMI clarifies to the public that the DebitcardEMI or its officials will never ask customers/visitors to deposit any money/cash for any of our services. Public receiving such phone calls/emails are requested to intimate the DebitcardEMI Authors along with details at thedebitcardemi@gmail.com

The DebitcardEMI Marketing and Consulting PVT LTD. Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

The DebitcardEMI to the best of its ability has taken into account various factors – both quantitative measures and qualitative assessments, in an unbiased manner, while choosing the fund(s) recommended on this Website. However, they carry unknown risks and uncertainties linked to broad markets, as well as analysts’ expectations about future events. They should not, therefore, be the sole basis of investment decisions. The recommendations and reviews do not guarantee fund performance, nor should they be viewed as an assessment of a fund’s, or the fund’s underlying securities’ creditworthiness.

The DebitcardEMI makes no warranties or representations, express or implied, on products offered through the platform. The Company accepts no liability for any damages or losses, however, caused, in connection with the use of, or on the reliance of its product or related services and/or investments made through the platform. Terms and conditions of the website are applicable including mutual funds terms and conditions.

Disclaimer for Risk Profiling

In the event you do undertake risk profiling, you agree and declare that

You have read, understood and personally accomplished this entire questionnaire and that the answers You have given are true, accurate and complete. You understand that the results indicated and investment products suggested by the DebitcardEMI are only representations of my risk profile. You are aware that this type of investment does not provide a guarantee against losses and therefore You shall not hold liable the DebitcardEMI, its directors, officers, representatives, and employees for any claim, suit, action, loss, damage or expense, which such indemnified persons may incur as a result of my decision to invest in products. This is also to confirm that you shall notify the DebitcardEMI.com should there be any change in my risk profile or the information provided by me. 

In the event, you undertake risk profiling but you choose to invest as per your own choice and discretion; and not per the recommendations made by the DebitcardEMI

You hereby declare that You have read, understood and personally accomplished this entire questionnaire and that the answers You have given are accurate and complete. You hereby waive recommendations of investment products made by the DebitcardEMI based on the results of your risk assessment and have decided to invest instead in another fund that has a risk level that is higher(or lower) than what is recommended. You fully understand that you may be taking more risks in exchange for possible higher returns. You expressly agree to assume such risks. You shall indemnify and hold harmless The DebitcardEMI, its directors, officers, representatives, and employees for any claim, suit, action, loss, damage or expense which might such indemnified persons and/or you may incur as a result of your decision to invest in products with higher (or lower) risks. 

In the event, you voluntary skip undertaking your risk profiling:

You hereby declare that you acknowledge that according to prevalent laws in India, an investment adviser has to perform the risk profiling of its customers and recommend investment products accordingly. You hereby waive such requirement of risk profiling as you desire to invest as per your own free choice and discretion; and you are aware that your investment decision does not guarantee against losses and therefore you shall not hold liable the DebitcardEMI, its directors, officers, representatives and employees for any claim, suit, action, loss, damage, expense or any breach of law in this context, which such indemnified persons may incur as a result of your decision to invest in products. 

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